613-845-0786 | info@thelaurinteam.com 

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Reverse Mortgage

A reverse mortgage is a big decision. Get free help from a licensed mortgage agent from The Laurin Team to guide you along the way and make sure you're happy that the decision is absolutely right for you.

Our advice is impartial and objective - we don't work for any bank or lender.

Get your free assessment and start your financial freedom today!

TERMS BANK RATES PAYMENT PER $100K OUR RATES

PAYMENT PER $100K

SAVINGS
6 Months 3.14% $480.46 3.10% $478.39 $2.07
1 Year 3.04% $475.30 2.89% $467.62 $7.68
2 Years 3.04% $475.30 2.54% $449.96 $25.34
3 Years 3.44% $496.11 2.89% $467.62 $28.49
4 Years 3.89% $520.07 2.84% $465.07 $55.00
5 Years 4.94% $578.19 2.92% $469.15 $109.04
7 Years 5.30% $598.80 3.44% $496.11 $102.69
10 Years 6.10% $645.76 3.74% $512.02 $133.74
 Current Variable Mortgage Rates 2.25%  Current Prime Rate 3.20%

 *Rates subject to change without notice. Certain conditions may apply. OAC, E & OE. Rates published as of October 10, 2017. For more information, please contact us.

Mortgage & Financing Services

MortgageRates

TERMS BANK RATES OUR RATES
6 Months 3.14% 3.10%
1 Year 3.04% 2.89%
2 Years 3.04% 2.54%
3 Years 3.44% 2.89%
4 Years 3.89% 2.84%
5 Years 4.94% 2.92%
7 Years 5.30% 3.44%
10 Years 6.10% 3.74%

 *Rates subject to change without notice. Certain conditions may apply. OAC, E & OE. Rates published as of October 10, 2017. For more information, please contact us.

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Collateral Mortgage

There are two ways a lender can register a mortgage loan: they can use a mortgage charge or a collateral charge. With a mortgage charge, the lender will register your home with the land title or registry office in your municipality, and the mortgage can then be registered, transferred or discharged from your lender. A collateral charge, on the other hand, is registered under the Personal Property Security Act (PPSA) of Canada, and can only be registered or discharged (not transferred) from your lender. Keep reading to find out why and how this affects your mortgage.

Collateral mortgage make sense when you think you will need to borrow more money during the term of your mortgage.

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WhatClients Say About Us?

This is my 2nd time with you as my mortgage broker so that is a testimonial in itself. I found you have a very pleasant personality, trustworthy (someone I could confide in), knowledgeable, professional, and confident which assured me that things will be taken care of which was a great stress release for me.

-Bill