613-845-0786 | info@thelaurinteam.com 

promo button homebooklet

promo button professional

promo button calculator

2016 changeofspaceDominion Lending Centres breaks down the new changes to the mortgage space, answering your most asked questions — What, Who and Why? — And how WE can help!

Why is the Department of Finance implementing these new changes?

These new regulations are aimed at protecting the financial security of Canadians and supporting the long term stability of the housing market in Canada.

pdf icon 150x150

Download our PDF and read more about the changes.

 


 

ProfessionalsCanada.jpg.size.xxlarge.letterboxNavigating the real estate and mortgage processes with the help of an expert mortgage broker can help set your mind at ease when making one of the largest financial decisions of your life.

Mortgage brokers negotiate with lenders on behalf of borrowers daily, so they know the ins and outs of what’s really important when arranging the best mortgage product and rate based on the unique immediate and longer-term needs of each borrower.

Brokers have access to multiple lenders’ products — including offerings available through banks, credit unions and trust companies, as well as alternate and private lenders. This means more choice for you — and better access to a product and rate that will meet your specific mortgage requirements.

Mortgage & Financing Services

Collateral Mortgage

There are two ways a lender can register a mortgage loan: they can use a mortgage charge or a collateral charge. With a mortgage charge, the lender will register your home with the land title or registry office in your municipality, and the mortgage can then be registered, transferred or discharged from your lender. A collateral charge, on the other hand, is registered under the Personal Property Security Act (PPSA) of Canada, and can only be registered or discharged (not transferred) from your lender. Keep reading to find out why and how this affects your mortgage.

Collateral mortgage make sense when you think you will need to borrow more money during the term of your mortgage.

Read more ...

What Client Says About Us?

Gemma answered all of my questions so quickly, and never seemed like I was bothering her. And I had a lot of questions, being a first time home buyer. She was so helpful and was just an overall pleasure to deal with. I have already recommended her to my co-workers and will continue to recommend her.

-Krissy

 

 

OurMortgage Rates

Terms Our Rates
Variable Rate 2.20%
6 Months 3.10%
1 Year 2.19%
2 Year 2.14%
3 Year 2.24%
4 Year 2.39%
5 Year 2.34%
7 Year 2.99%
10 Year 3.59%

Some conditions may apply. Rates may vary from Province to Province. Rates subject to change without notice. *O.A.C. E.& O.E.
Rates published as of Nov 21, 2016

manulife one

dlc visa

NewsletterSignUp

Join Our Newsletter List
Email:  

 

For Email Marketing you can trust