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Mortgage IRD Penalties Calculator

Mono-Line 
Current Interest Rate
Mortgage Balance 
Months Remaining
Lenders Comparison Rate
(Lender discounted rate for closest remaining term)
Interest Rate Differential Penalty
3 Months of Interest
Applicable Penalty
   
Banks 
Mortgage Balance 

Interest Rate
(Posted rate at the time the mortgage was obtained)

Discount Off Posted Rate
Months Remaining
(On existing current term)
Lenders Comparison Rate
(Current rate for the remaining term provided by the lender)
Interest Rate Differential Penalty

 

* Please note the calculations are approximate and for information purposes only. Please contact us for a full review and best available options for your needs.

MortgageRates

TERMS BANK RATES OUR RATES
6 Months 3.14% 3.10%
1 Year 3.04% 2.44%
2 Years 2.84% 2.54%
3 Years 3.44% 2.89%
4 Years 3.89% 2.84%
5 Years 4.94% 2.79%
7 Years 5.30% 3.44%
10 Years 6.10% 3.64%

 *Rates subject to change without notice. Certain conditions may apply. OAC, E & OE. Rates published as of September 18, 2017. For more information, please contact us.

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